Investment Arrangement
This document describes the general conditions associated with an investment created through the Gold Coin platform.
Before confirmation, the member should review the principal amount, selected contract term, applicable rate and displayed conditions.
Investment Principal
The principal is the amount allocated from Available Balance when an investment is successfully created.
The corresponding amount is transferred into Investment Balance and associated with the applicable contract.
Available Terms
The current platform configuration includes:
- 3-month contract.
- 6-month contract.
- 12-month contract.
The investment start date and maturity date are recorded when the investment is created.
Locked Principal
Investment principal remains allocated for the duration of the selected contract term.
While the investment remains active, the principal is not treated as Available Balance and is not available for ordinary withdrawal.
Monthly Rate Configuration
The current development configuration uses the following monthly rates:
- 3-month plan: 3% per month.
- 6-month plan: 6% per month.
- 12-month plan: 12% per month.
The rate recorded when an investment is created remains associated with that investment record.
Monthly Profit
Eligible monthly profit is calculated using the recorded principal and monthly rate of the applicable investment.
Each eligible investment month should only be credited once.
Credited Profit
When eligible monthly profit becomes due and is processed, the profit is credited separately from the locked principal.
Once credited to Available Balance, eligible profit may be used for supported account actions.
End of Contract
The investment reaches maturity at the end of the recorded contract term.
After maturity conditions and applicable processing requirements are satisfied, the principal is released from Investment Balance and returned to Available Balance.
Principal Before Maturity
Under the current platform design, investment principal remains locked until maturity.
An early principal withdrawal option should not be assumed unless a future applicable contract specifically provides such a function.
Available Funds Required
An investment can only be created when sufficient Available Balance exists for the requested principal.
The principal is deducted from Available Balance and added to Investment Balance as part of the investment creation process.
Member Confirmation
Before creating an investment, the member must actively accept the applicable investment contract conditions.
Contract acceptance may be recorded with the investment record.
Investment History
The platform may maintain records including principal, contract term, monthly rate, start date, maturity date, investment status, monthly profit records and related ledger entries.
Processing Controls
The investment system is designed to prevent the same monthly profit period from being credited more than once.
Maturity processing should likewise prevent the same principal from being released repeatedly.
Review Before Confirmation
Members should review the applicable contract terms and disclosures before allocating funds to an investment.
General informational pages should not replace the specific terms associated with an individual investment.
Plan Configuration
Gold Coin may introduce, remove or modify investment plan configurations for future investments.
Changes affecting an existing investment should be handled according to the terms applicable to that contract and applicable legal requirements.
Investment Summary
Final contract review is required.
This document currently reflects the investment functionality configured in the Gold Coin development platform. Before accepting investments from real users, the final contract must be reviewed and adapted to the actual company, jurisdiction, licensing structure, financial rules, disclosures, rates and contractual obligations applicable to the production service.